> For the complete documentation index, see [llms.txt](https://card.payprotocol.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://card.payprotocol.io/using-your-card/how-to-issue-the-payprotocol-card.md).

# How to Issue the PayProtocol Card

To issue a PayProtocol Mastercard through the PayProtocol App, please follow the steps below in order.

#### 🔹Step 1. Issue NFT (Start of Card Application)

To begin the card issuance process, you must first obtain a **PayProtocol NFT**.\
This NFT serves as proof of your eligibility to issue a digital card.

* A certain amount of PCI is required to issue the NFT.
* The NFT issuance fee may vary depending on the time of issuance and can be checked in real-time within the app.

<div><figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2FZdf8UpTaeKT3Rgc07UR9%2FC-02.%20Card_X.png?alt=media&amp;token=0ef8599e-c4f4-4b35-8192-3eb0e8b2adb3" alt=""><figcaption></figcaption></figure> <figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2FoN1xWKKATuCw0kPtJdfQ%2FC-02.%20Card_X%20%EC%9E%94%EC%95%A1%EC%B6%A9%EC%A1%B1%20Popup.png?alt=media&amp;token=4bd765b2-5ae2-44dd-a558-12b09e4ad8cc" alt=""><figcaption></figcaption></figure> <figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2Fx6tHRWJgMmQHB25dZlAX%2FC-02.%20Card_X%20%EC%9E%94%EC%95%A1%EC%B6%A9%EC%A1%B1%20Complete.png?alt=media&amp;token=ca33f603-26ab-4b7b-b441-ddfab06914e1" alt=""><figcaption></figcaption></figure></div>

***

#### 🔹Step 2. Complete Identity Verification (KYC)

Once the NFT has been issued, you will proceed with the KYC (Know Your Customer) process.\
This step is mandatory to comply with financial regulations.

* A valid passport with an embedded IC chip is required.
* You must install the **ReadID Ready** app.

✅ Download the ReadID Ready app:

* [Google Play Store](https://play.google.com/store/apps/details?id=com.innoxia.readid)
* [Apple App Store](https://apps.apple.com/app/readid-ready/id1470825480)

<div><figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2FhPNgqmpFJB5PbTCf53qP%2FC-02.%20Card_X%20%EC%9E%94%EC%95%A1%EC%B6%A9%EC%A1%B1.png?alt=media&amp;token=c69d4877-28f1-4a85-be3f-a51db48b2fae" alt="" width="375"><figcaption></figcaption></figure> <figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2Fw6Cjg9aANaDgyUFBFqfV%2Fimage%201.png?alt=media&amp;token=4dc852f1-d294-4496-8263-1b1ed4989e58" alt=""><figcaption></figcaption></figure></div>

***

#### 🔹Step 3. Initial Top-Up to Activate the Card

Once your KYC is approved, your card will be issued.\
To activate it, you must top up a **minimum of 15 USD worth of PCI** (in CHF/EUR depending on your KYC country).

💡 *This amount is not a fee — it is your own funds, which can be used for actual card payments.*

* The top-up is made in PCI, and the amount is automatically calculated based on real-time exchange rates in the app.
* Once the top-up is complete, go to the **Card** menu and tap **Detail** to proceed to the **Activate Card** screen.

<div><figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2FjV3ub5bhxO3WzHrmM3xM%2FC-04.%20Card_KYC%20%EC%8B%AC%EC%82%AC%20%EC%99%84%EB%A3%8C%20%E2%91%A2.png?alt=media&amp;token=30373cde-e6dc-4f30-921c-f976aa64f037" alt="" width="375"><figcaption></figcaption></figure> <figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2FIdAM4t8MS2grkwScIGXm%2FTU-02.%20Top-up%20(acrive%EC%9A%A9).png?alt=media&amp;token=412dfb9e-3715-4846-9c09-d163a095499b" alt="" width="375"><figcaption></figcaption></figure> <figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2Fnl8awcAauuutRgEgkP2W%2FC-01.%20Card_O.png?alt=media&amp;token=72a599c9-f7a4-4adc-aacd-d2edc090661f" alt="" width="375"><figcaption></figcaption></figure> <figure><img src="https://2283804775-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FLdTWNT8sYtupoLFAyTEm%2Fuploads%2FhX6FORbB3plYjl9v954I%2Fimage%203.png?alt=media&amp;token=976f6456-5076-49df-b906-5282aa8ba232" alt=""><figcaption></figcaption></figure></div>

***

#### 🔁 Summary of the Process

1. Issue NFT – PCI required (apply via app)
2. Complete KYC – Passport + ReadID Ready app
3. Card issuance & initial top-up – Minimum balance for activation
4. Card activation
5. Link to a mobile wallet – Apple Pay / Google Wallet supported

{% content-ref url="/pages/L2oULLNniKTpNQTmz0QR" %}
[How to Link Your Card to Mobile Wallets](/linking-to-mobile-payments/how-to-link-your-card-to-mobile-wallets.md)
{% endcontent-ref %}

***

#### ℹ️ Notes

* Card issuance and activation are **one-time processes**. After completion, you can use the card without repeating these steps.
* KYC status and card information are synced with the card system and can be checked in real time within the PayProtocol App.


---

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